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I'm a dermatologist's worst nightmare: red hair, pale skin, a tendency to freckle, a love of the beach and outdoor sports — and I grew up in sunny-365-days-a-year Southern California. I know my way around skin protection, from high-SPF sunscreen to the biggest-brimmed hats you can imagine, but nothing works as well as covering up that sensitive skin. Rash guards in particular make a huge difference when I'm at the beach or even swimming laps in an outdoor pool. Brands are making more effective, protective options every year, with a sporty, surfer-girl vibe that works in and out of the water. These 11 options range from super stylish to purely functional, but they all have a UPF of 50, which stands for ultraviolet protection factor — the SPF of clothes. (For reference, a regular white t-shirt, aka your usual beach cover-up, has a UPF of seven.) Pull one of these skin-saving choices over your swimsuit top, and leave unhealthy, painful sunburn in the past.