Bentley-Moore encourages an open attitude when it comes to discussing your financial situation with to those closest to you. You don't have to pretend as if everything is fine when you're at your breaking point, and it's perfectly OK to vent about your issues to others. "Speak about your difficulties to your loved ones," Bentley-Moore advises. "You'll be surprised how many people are experiencing the same issues or feeling the same. It helps to get things off your chest."