"This might sound silly, but my first 'splurge' was on the Urban Decay Naked3 Palette ($54). I think I was 18 when I bought it for myself but I remember being so excited to get it because, not only did I see so many of my favourite beauty bloggers at the time using it in their videos, but it was also my first time buying makeup from a higher-end brand. (As a teenager, I had only ever used drugstore makeup.) I used that palette until almost every shade in it was empty, and it really came in handy during performances in college, so I'd say it was a good investment." — Danielle Jackson, assistant beauty editor