The Tia Terry Bikini Top (£75, originally £93), Marty Skirt (£110, originally £88), Tia Terry Bikini Bottom (£84, originally £115), and Frankies Bikinis Allegra Terry Top (£145, originally £120) are a four-piece suit, so consider it extra credit. Not only does it have a cute swim skirt, but it also has a shrug. As someone whose shoulders are always burnt, this will be a lifesaver this summer.