"Skip the packaged chips, cookies, and crackers. This is a great health tip, but it's a must do for anyone on a budget, too," says Moon. "The cost of these overly processed packaged treats adds up. Plus, these kinds of foods can make it harder to meet nutritional needs within another kind of budget: your daily calorie budget," she adds. Instead, eat nutritious foods that aren't packaged for the majority of your diet.