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Slide 11 of 13

Spend Money on Yourself Every Once in a While

Life is expensive. You have bills to pay and money might be tight, but make 2019 the year that you spend a little money on yourself. You don't have to go on a shopping spree every other week — or you can, I won't judge — but budgeting a little extra spending money every month can help make you feel great about yourself.

My rule is to allow myself one mini-splurge under £80 a month. I'll get a new pair of shoes or that foundation that I've been dying to try out, or I'll pay for extra nail art when I get a manicure. These little gifts to myself have worked wonders for my self esteem, and they have also given me something to look forward to every month.