How to Stop Using Credit Cards
We Stopped Using Credit Cards, and It's Not as Easy as You'd Think
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When I would put something on my credit card, I wasn't as careful about what I spent because I couldn't actually see the money leaving my account. I seemed to have taken a page from Scarlett O'Hara's book with a "I won't think about that now. I'll think about that tomorrow" attitude.
However, I'm pretty stingy when it comes to my cash. Now that there are no large credit card bills to pay each month, I get to actually watch my money grow. The hundreds of dollars I was paying toward credit cards each month now gets divided up between our savings account and my daughters' 529 accounts.
And all of those things that I didn't purchase? I don't miss any of them.